Financial Products Faqs
Here’s a collection of commonly asked questions to help you understand the financial products and services offered by Yash Capital:
Mutual Funds
Q1. What are mutual funds, and how do they work?
A mutual fund pools money from various investors to invest in stocks, bonds, or other securities. Professional fund managers manage the investments to maximize returns.
Q2. Are mutual funds suitable for short-term goals?
Yes, mutual funds offer various schemes, including liquid or debt funds, which are ideal for short-term goals. For medium- and long-term goals, equity-oriented schemes work best.
Q3. How do I choose the right mutual fund?
Our financial experts at Yash Capital assess your goals, risk appetite, and investment horizon to recommend the most suitable mutual funds.
SIPs (Systematic Investment Plans)
Q4. What is a SIP, and how does it benefit me?
SIP allows you to invest a fixed amount regularly in mutual funds, enabling disciplined investing, rupee cost averaging, and the power of compounding.
Q5. What is a Step-Up SIP, and how is it beneficial?
A Step-Up SIP allows you to increase your SIP contribution periodically (e.g., annually). It ensures that your investment keeps pace with your income growth and helps you build a larger corpus over time, enabling you to achieve bigger financial goals.
Q6. Can I stop or modify my SIP later?
Yes, SIPs are flexible. You can stop, increase, or decrease your contributions, including switching to a Step-Up SIP, anytime without penalties.
Portfolio Management Services (PMS)
Q7. What is PMS, and how is it different from mutual funds?
PMS is a personalized investment service where a dedicated portfolio manager crafts and manages a portfolio tailored to your financial goals. Unlike mutual funds, you directly own the securities.
Q8. Is PMS suitable for all investors?
PMS typically requires a higher minimum investment and is ideal for high-net-worth individuals seeking customized investment strategies.
Alternative Investment Funds (AIFs)
Q9. What are AIFs, and who should invest in them?
AIFs invest in alternative assets such as private equity, real estate, or hedge funds. They are suitable for experienced investors looking to diversify their portfolios beyond traditional investment options.
Q10. Are AIFs risky?
While AIFs can offer higher returns, they carry higher risks compared to traditional investments. We provide tailored advice to help you make informed decisions.
Demat Account Opening
Q11. What is a Demat account, and why do I need it?
A Demat account allows you to hold and trade securities like shares and bonds electronically. It eliminates the need for physical certificates, making transactions seamless.
Q12. How long does it take to open a Demat account with Yash Capital?
The process is quick and hassle-free. Once you provide the required documents, the account is typically activated within 1–2 working days.
General Questions
Q13. How can Yash Capital help me choose the right financial product?
Our experts evaluate your financial goals, risk tolerance, and time horizon to recommend the best products for your needs.
Q14. Are there any hidden fees for your services?
No, Yash Capital believes in complete transparency. All fees and charges are communicated upfront.
Q15. Can I combine multiple financial products to achieve my goals?
Absolutely. We create holistic plans combining mutual funds, SIPs, PMS, and other products to help you meet your financial aspirations efficiently.
Still, Have Questions?
If you have more queries, feel free to contact us. Our team is always here to assist you.
📞 Call us at: [9910235514] 📧 Email us at: [navin.chandra@yashcapital.com] 🌐 Visit our website: [www.yashcapital.com]
Let’s work together to build your financial future!
